We believe that Mutual Funds are the simplest way to invest in multiple investment instruments. This low risk method provides you with a cost efficient way to invest in equity, debt, gold, real estate and other such assets. Mutual Funds cater to every size of investments. You can invest if you have lump-sum amounts, you can also invest if you have little money coming in every month. A little patience and a highly diversified portfolio is a guaranteed way to generate great wealth.
Now that you are armed with this information, let us tell you how we can help you. There are numerous investment schemes in the market. Moreover, rankings and ratings of these schemes change frequently, subsequent changes in the portfolio increase the transaction costs and taxes levied. When we sit down and financially plan for you, we will be able to identify the right investment schemes that cater to your short term and long term needs. The expertise and experience that Enkay Investments has to offer will relieve you of all the research stress and instill confidence in your investments, and dispense weightier returns.
And to put the cherry on the top, you can borrow money against your mutual funds’ investments. Just like Bank FDs, such loans against Mutual Funds are available in both variants: Overdraft and EMI.
Enkay Investments recommends the following ways to invest in Mutual Funds:
1. Systematic Investment Plan (SIP)
SIP is the smartest way of investing in an incredibly volatile equity market. How SIPs work is that a pre-fixed amount (possibly as low as Rs. 500) is auto-debited from your bank account on a monthly basis (can be done on a weekly or daily basis also). This is a smart move as the market is highly volatile, so investors will get the benefit of averaging. When investing monthly, we invest on good and bad market days (which we know retrospectively), thereby minimizing the risk.
2. Mutual Fund Automated Rebalancing System (MARS)
MARS operates on the fundamental principle of ‘Asset Allocation’ where investments are made depending on the market atmosphere, risk appetite of the investor and the desired time commitment. This method of investing is advisable when you have lump-sum amounts available.
The Investment schemes are selected very thoughtfully based on the strongest parameters deemed worthy by us. We have two complexes of asset-allocation: fixed and dynamic which leads to about 13 methods of investing in MARS thereby making room for all kinds of investor profiles. Moreover, Enkay Investments will review the portfolios and rebalance the funds regularly to ensure that the profit is maximized.